A SACCO for tractor people and farmers.

Member-owned in Northern Uganda since 2018. We save together, we hire tractors together, and we run a tractor service centre at Lakang.

Since: 2018
Registered: 2022
Farmer groups: 167
Status: Tier 4 SACCO

Become a member About the cooperative

Active members

paid-up across four sub-regions

Farmer groups

fully registered and active

Primary cooperatives

affiliated under NUTOFA

Sub-regions

Acholi · Lango · Karamoja · West Nile

What is NUTOFA

A SACCO for tractor people and farmers.

We are a savings and credit cooperative based in Gulu, registered under Uganda’s Co-operative Societies Act in 2022 and licensed as a Tier 4 SACCO. We bring the whole mechanization value chain under one roof: tractor and land-clearance owners, operators, mechanics, agro-input and equipment dealers, agro-processors, off-takers, farmer groups, financial and insurance institutions, and development partners.

We save together, we borrow against our savings, and we run a tractor service centre at Lakang. We work across Acholi, Lango, Karamoja and West Nile.

What we do

Six things, run by the same cooperative.

See the full service list

Mechanization

Tractor and implement hire from the regional centres. Land opening, ploughing, harrowing, ridging, threshing.

Savings and loans

Compulsory and voluntary savings. Five loan products. A loan ceiling of three times your savings.

Training

Operator certification, mechanic refresher cycles, and tractor-as-a-business courses run through the hub.

Equipment sales

We broker tractor and implement purchases through vetted dealers and arrange structured asset finance.

Market linkage

Bulking, off-take agreements and pricing support. We help members sell at fair rates, not at the gate.

Welfare

Emergency credit for medical, school fees and bereavement. Group-based social protection for paid-up members.

The Lakang centre

A mechanization service centre, owned by the SACCO.

The Lakang centre sits on ten acres donated to the cooperative. We are building it into a year-round centre for tractors, implements, threshing, drying and storage.

Revenue from contract services pays operators, maintains the fleet, and is shared back to members as dividends.

Read the hub plan Hire a tractor

Kubota tractors with disc ploughs lined up at the Lakang field

Mechanization fleet in members’ hands

121

Member tractors

Combine harvesters

Excavators

Backhoe digger

Plus one backhoe digger and one chain loader for land clearance, and a growing implement set. Members book through the hub at member rates.

The three new Kubota tractors with the NUTOFA banner at the handover

Members in front of a new Kubota tractor

The implements handed over at the ceremony

The handover moment at the Microfinance Support Centre

Newest milestone · June 2026

A new tractor and implement fleet, handed over.

On 19 June 2026 the cooperative received three Kubota diesel tractors and a full set of implements, financed through a Murabaha investment facility from the Microfinance Support Centre under the Government of Uganda mechanization support. The stakeholder handover followed on 25 June at our Anaka office in Nwoya, so tillage services can roll out this second season.