NUTOFA SACCO logo
NUTOFA SACCO
Membership

Seven categories. One vote each.

NUTOFA SACCO deliberately enrols every actor in the mechanization value chain — owners, operators, mechanics, dealers, agents and farmers — so the cooperative reflects the whole industry it serves.

Why members stay

Eight clear benefits.

Vote at the AGM

One member, one head, one vote. Elect committees, approve dividends, set policy.

Borrow at 3× savings

Member-only credit window. Five loan products. Asset-securable.

Member-rate services

15–25% off published service rates for tillage, training, post-harvest.

Welfare safety net

UGX 5,000 / month into the welfare fund. Draw in sickness, bereavement, emergency.

Operator / mechanic roster

For operators and mechanics — steady work through the dispatch system.

Brokerage commission

For tractor owners — earn commission on SACCO-coordinated hire of your machine.

Training discounts

Operator certification, refresher cycles, business management — at member rates.

Sub-region representation

A staff post in your area: Patiko, Lakang, Nwoya — and more as hubs open.

Membership categories

Pick the category that fits your role.

Every category pays the same UGX 20,000 entry. Annual subscription varies by role. All members vote and qualify for the 3× loan ceiling on their savings.

Tractor Owner

Individuals or institutions owning ≥ 1 tractor

Big or small fleet — one tractor or twenty. Coordinate hire through the SACCO. Earn brokerage commission on every coordinated booking.

Entry · once
UGX 20,000
Annual subscription
UGX 50,000
Min. monthly savings
UGX 20,000

Tractor Operator

Certified drivers on the SACCO roster

Trained, union-registered operators. Get steady dispatch work, refresher training, and a roster slot in your sub-region.

Entry · once
UGX 20,000
Annual subscription
UGX 15,000
Min. monthly savings
UGX 20,000

Tractor Mechanic

Workshop and field mechanics

Mobile call-out, workshop work, and access to bulk-spares discounts. Mechanic toolkit refresher each year.

Entry · once
UGX 20,000
Annual subscription
UGX 20,000
Min. monthly savings
UGX 20,000

Hiring Agent

Day-block tractor service investor

Pays for a tractor block per day (8 am–5 pm) and resells the hours to farmers. Net of fuel, operator pay, repair and SACCO fees.

Entry · once
UGX 20,000
Annual subscription
UGX 25,000
Min. monthly savings
UGX 20,000

Booking Agent

Demand aggregator (10% commission)

Collects tractor requests from farmer groups, plans deployment by hectare and timeframe. Paid a 10% commission on aggregated jobs.

Entry · once
UGX 20,000
Annual subscription
UGX 15,000
Min. monthly savings
UGX 20,000

Farmer / Smallholder

Smallholder farmers, VSLA / group members

Affordable tillage, post-harvest handling, fair credit. Plug into the 41-group farmer-linkage network.

Entry · once
UGX 20,000
Annual subscription
UGX 10,000
Min. monthly savings
UGX 20,000

Corporate Member

Groups, institutions, NGOs, processors

Farmer groups, cooperatives, NGOs and institutions. One member representative at the AGM with group-level voting.

Entry · once
UGX 20,000
Annual subscription
UGX 10,000
Min. monthly savings
UGX 100,000
Common requirements

Same paperwork — every category.

Entry fee
UGX 20,000 (once)
Min. shares
2 × UGX 50,000 (Ord.) · 5 × UGX 50,000 (Corp.)
Welfare fee
UGX 5,000 / month
Application fee
UGX 10,000 (non-refundable)
ID
Valid National ID or passport (photocopy)
Photos
Two recent passport-sized photographs
Age
18 years and older
Area
Resident or operating in Karamoja, Acholi, Lango, West Nile

Decided your category?

Start the application now. The secretariat will confirm category, walk you through the forms, and book your first savings deposit.